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Disclosure Documents

Everything you need to know about Property Insurance Plus

Our Product Disclosure Statement (PDS) tells you what you are and are not covered for under our policy. It highlights things such as insured events, claim limits, exclusions, discounts, benefits and information on how our claims process works.

You should read a PDS before purchasing insurance.


Key Fact Sheets

Key Fact Sheets summarise the key information about your policy. The content of our Key Facts Sheets is prescribed by the Australian Government and is a requirement under the Insurance Contracts Act 1984.



KFS for 2nd Jan 2023


Our Complaints Process

How do I lodge a complaint or notify of a dispute?

Property Insurance Plus strives to provide our customers with a combination of great products and excellent services. If you feel unsatisfied in any of these areas, we would like to be informed of it as soon as possible. We will endeavour to sort your complaint with you quickly and fairly.

How you can make a complaint and how they are handled

If you have any concerns or wish to make a complaint in relation to our products, our services or your insurance claim, please let us know and
we will attempt to resolve your concerns in accordance with our Internal Dispute resolution procedures. Please contact us in the first instance by:

  • calling us on 1300 307 072; or
  • emailing us at
  • writing to us (PO Box 2230, MT Waverley, VIC 3149)

We will acknowledge receipt of your complaint and do our outmost to resolve the complaint to your satisfaction within 10 business days.

If we cannot resolve your complaint to your satisfaction, we will escalate your matter through our internal dispute resolution (IDR)
process, or you can contact them directly as follows:

For Policies before the 1st of August 2023 (underwritten by Assetinsure)


Call: 02 9251 8055

Post: PO Box R299, Sydney NSW 1225

For Policies after the 1st of August 2023 (underwritten by Certain Underwriters at Lloyd’s)


Call: 02 8298 0783

Post: Suite 1603 Level 16, 1 Macquarie Place, Sydney NSW 2000

Our IDR team will keep you informed of the progress at least every 10 business days and make a final decision within 30 calendar days of the
date on which you first made the complaint, unless certain exceptions apply.

If a final decision is not provided to you within 30 calendar days, our IDR team will inform you before the end of that period of the reasons for the delay.

You may refer your complaint to the Australian Financial Complaints Authority (AFCA) if your complaint is not resolved to your satisfaction within 30 calendar days of the date on which you first made the complaint or at any time. AFCA can be contacted as follows:

Telephone: 1800 931 678


Post: GPO Box 3 Melbourne VIC 3001


Your complaint must be referred to AFCA within 2 years of the final decision, unless AFCA considers special circumstances apply.

For policies after the 1st of August,
if your complaint is not eligible for consideration by AFCA, you may be referred to the Financial Ombudsman Service (UK) if appropriate, or you
can seek independent legal advice. You can also access any other external dispute resolution or other options that may be available to you.


How to cancel your policy with us

You can submit a cancellation online via our secure cancellation form.

Our Code of Practice

What we subscribe to and how we operate

PI Plus supports and subscribes to the General Insurance Code of Practice.  The General Insurance Code of Practice was developed with the Insurance Council of Australia to further raise standards of practice and service areas across the insurance industry.

The Code Governance Committee (CGC) is an independent body that monitors and enforces insurers’ compliance with the Code.

You can obtain more information on the General Insurance Code of Practice and the CGC and how they may assist you at