Tailored insurance cover options to secure your property investment
At Property Insurance Plus, we recognise that property ownership comes with its own set of unique challenges. To help you manage these risks, we’ve developed specialised insurance solutions that protect your valuable assets, whether you’re leasing a long-term rental or managing a holiday property. Compare insurance options with us and find the coverage you need to focus on growing your investment confidently.
Explore insurance cover options at Property Insurance Plus and safeguard your property with confidence.
Landlord insurance: Comprehensive protection for long-term rental properties
Property Insurance Plus offers landlord insurance with a range of cover options that protect both your building and its contents, allowing you to manage your property portfolio with confidence.
Here are key benefits and features to help you easily compare landlord insurance options:
- Building and contents cover — Our landlord insurance provides extensive protection against damage caused by natural disasters such as storms, fires and floods.
- Rental income loss — If your property becomes uninhabitable due to a covered event, our policy includes a cover option that compensates for the loss of rental income. This allows you to receive your expected earnings while carrying out essential repairs, helping you maintain financial stability even when your property is temporarily out of use.
- Tenant default cover — In cases where tenants fail to pay rent or vacate the property unexpectedly, our insurance steps in to cover the rental income you would have otherwise lost. This keeps your investment secure and ensures that you are not left with unexpected financial gaps.
- Legal liability coverage — If a tenant or visitor is injured while on your property and decides to take legal action against you, our landlord insurance covers the associated legal costs. This includes expenses related to defending claims and potential compensation payouts, giving you peace of mind knowing you’re protected from legal liabilities.
Ideal for property investors seeking to protect their long-term rental properties, Property Insurance Plus Landlord Insurance offers comprehensive protection to support the ongoing growth and security of your investments. When you compare landlord insurance options, you’ll find that our coverage provides the essential features needed to safeguard your property and income.
Holiday property protection insurance: Designed for short-term rental properties
Holiday homes and short-term rentals come with unique risks, from guest-related damage to lost booking income. Property Insurance Plus’s holiday property protection insurance offers cover options for the short-term rental market. Focus on welcoming guests, knowing your property is secure.
Here are key benefits and features of our holiday property insurance:
- Guest-related damage cover — Our holiday property protection insurance covers both accidental and malicious damage caused by short-term guests. From broken appliances to damage to walls and flooring, this cover option allows you to maintain a high standard without bearing the financial burden of repairs.
- Public liability coverage — With the regular turnover of guests, public liability protection is essential. If a guest is injured while staying at your property and takes legal action, our policy covers the legal costs and potential compensation for vital financial protection.
- Loss of booking income — If your property becomes uninhabitable due to a covered event such as a flood or fire, this policy includes coverage for lost booking income. This cover option helps ensure your revenue continues even during periods when your property is temporarily out of service.
- Contents and furnishings cover — Our policy includes protection for the furniture, appliances and other contents within your holiday rental in case of damage or theft. This cover allows for quick replacements, minimising disruption to your rental business.
For property owners in the short-term rental market, Holiday Property Protection Insurance provides reliable cover options that protect your property and income stream from the challenges that come with frequent guest turnover.
Building insurance: Protecting the structural integrity of your property
Our building insurance for landlords and building insurance for short-term rental properties offer comprehensive coverage for the physical structure of your investment property. Stay prepared for unexpected events and avoid financial strain and repair delays.
Below are some key benefits and features:
- Comprehensive damage cover — Our Building Insurance protects your property from a wide range of damages, including those caused by natural disasters such as storms, fires and earthquakes. We also have cover options for accidental damage to protect against both common and unexpected events.
- Rebuilding and repair costs — In the event of severe damage to your property, our policy covers the full cost of rebuilding or repairing the structure. This eliminates the burden of high repair expenses and prevents unexpected financial strain, allowing you to restore your property without significant out-of-pocket costs.
- External structures coverage — Our coverage extends beyond the main building, with anything permanently built, permanently constructed or permanently installed, including carports, patios, gazebos and all domestic outbuildings. Every part of your property, not just the primary building, is covered and protected from damage, whether from environmental factors or accidental incidents.
- Vandalism and malicious damage — Vandalism can lead to significant financial setbacks. Our building insurance protects against vandalism and malicious damage. This allows you to restore your property quickly and without added financial stress.
Property Insurance Plus Building Insurance provides reliable protection against both anticipated and unexpected structural damage. When you compare building insurance options, you’ll see how our coverage stands out by offering the peace of mind and financial security you need to safeguard your property.
Find the right cover option for your property
Selecting insurance with the right cover options can be overwhelming, but Property Insurance Plus is here to help guide you through the process. The right coverage depends on the type of property you own and how you use it.
- For long-term rentals where stability is key, our landlord insurance provides a comprehensive solution that covers building damage, tenant-related risks and loss of rental income.
- For short-term holiday rentals, our holiday property protection insurance gives you peace of mind, knowing your property and income are protected from the unique risks posed by temporary guests.
Get a quote from Property Insurance Plus: Your property, our protection
At Property Insurance Plus, we make protecting your property easy. With tailored cover options for landlords and holiday rental owners, our policies give you the confidence you need to focus on your investment.
If you’re unsure which insurance is right for you, our team is here to help. You can compare building insurance and other coverage types to find the best option for your property. Get a quote today and secure your investment with Property Insurance Plus.
For more information, visit our FAQs or explore our resource centre. If you need further assistance, contact our team for personalized support.
Contact Us
At Property Insurance Plus, we are committed to providing exceptional insurance solutions tailored to your needs. With years of industry experience, our dedicated team delivers personalised service and expert advice to ensure you get the right coverage for your needs.
Trust Property Insurance Plus for reliable, comprehensive landlord building insurance protection and let us help you safeguard your future with confidence.
If you are unable to complete a quote using the above links or have a question relating to which property insurance product is right for you, please contact us here.
Property Insurance Plus
- insurance@pi-plus.com.au
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Tenancy 111, Camberwell Place Shopping Centre
793 Burke Road, Camberwell, Victoria 3124 - 1300 307 072
Get In Touch
Be certain you’re covered in the worst-case scenario with tailored property insurance solutions from Property Insurance Plus. Explore our range of options and get in touch with us today for a quote.
Fill out the form with any questions you have about finding which property insurance is right for you!
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